Free Credit Scores

3 Free Credit Scores from the 3 major credit bureaus are available from some credit providers in the United States for a trial period.

Credit Scores provide a snap-shot of your current financial position established by a professional evaluation of your financial data.

Apply Online

You can apply online to claim your free scores. You may also take advantage of credit monitoring tools to keep up-to-date with your credit position and protect your identity.

Importance of the Credit Score

Most lenders base approval on the credit score. Higher credit scores reduce payments and give better deals.

Score Calculation

Scores are primarily based on your credit history and how much you owe. Others factors include the amount of new credit and length of credit history.

Credit Bureaus

Credit bureaus gather comprehensive financial information on your borrowings, bill payments, and other related activities. This data is organized and is used to calculate your credit score.

 

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